Friday, January 5, 2007

Larry Chiang's Tip Leverages FED's Lower Rate "Super Secret Strategy Revealed: Refinance Your Car Loan"

Larry Chiang's Tip Leverages FED's Lower Rate "Super Secret Strategy Revealed: Refinance Your Car Loan"

Today's news guest, Larry Chiang, is a credit insider pro who will outline cutting edge credit tips, super secret strategies, techniques, and ideas on managing credit that are not promoted to the public. By utilizing these expert-spending techniques, American consumers can stop over-spending and improve their cash flow immediately. These credit tips are displayed in detail for FREE at http://www. CreditHealthy. com.

(PRWEB) November 8, 2002

According to the Wall Street Journal, 70 % of Americans have no money left over after paying basic expenses every month. There could be some good news to alleviate this financial pressure in a previously unpublicized credit strategy: refinancing your car loan. This could save up to $70 per month with NO closing costs, NO prepaid loan fees and NO junk fees.

Today's news guest, Larry Chiang, is a credit insider pro who will outline cutting edge credit tips, super secret strategies, techniques, and ideas on managing credit that are not promoted to the public. By utilizing these expert-spending techniques, American consumers can stop over-spending and improve their cash flow immediately. These credit tips are displayed in detail for FREE at http://www. CreditHealthy. com (http://www. CreditHealthy. com).

Refinancing a car loan is different from refinancing a home loan/mortgage in that there are NO closing costs. What’s more, consumers who go through the barely publicized process of re-doing their car loan often find out that they overpaid their car finance “money factor” or interest rate in the first place. Says Larry Chiang, “there’s really no industry that goes after people that overpaid their car loans (or now with a lower interest rate, proactively switch people). Plus there isn’t a lot of money to be made in getting a consumer to switch car loan companies.

ConsumersÂ’ dream: car loan company calls to tell you that the FED funds

Rate just dropped so they’re now going to pass the saving on to you?!”

Here are some of the tips Larry outlines at CreditHealthy. com that save consumers significant money:

*Helping you refinance your overpriced car.

*Showing you negotiating tips only credit card insiders know about.

*Saving $1500 to $2000 by understanding how loan officers evaluate.

*How to manipulate your credit report.

His company has credit educated millions in a grassroots fashion. Larry Chiang founded UCMS when he was a sophomore in 1989 in his dorm room.

Additional Interview Questions

1. How do you turn your credit card into a financial tool?

2. What are smart strategies for shopping for the right card and for staying debt free?

3. What are some common pitfalls consumers fall into?

4. How do loan officers evaluate candidates?

5. Is there a FREE financial calculator that consumers can use online?

"Our guest, Larry Chiang is a consumer advocate from within the credit industry willing to share insider secrets that will save you thousands in interest charges." You can save this money leveraging the FREE tips now available at no charge on the Internet at www. CreditHealthy. com

You can email him at larry@larrychiang. com.

Mr. Chiang also is active in Washington DC where he helps legislators with credit policy issues, advocates beneficial "proactive education" components within Bankruptcy reform and has testified in Congress.

HERE ARE the credit tips...

*Save $70 on your car loan by refinancing

*Use your reduced Home Equity loan to pay off high rate credit cards

*Fed Interest Rate drops but DOES NOT reduce credit card rates

*Negotiate with lenders from position of strength

If you have room, this next bundle takes another 5 min to explain...

*Good credit reduces your insurance premium

*Avoid junk fees when closing on a mortgage by getting the three credit reports yourself

*Minimize inquiries to your credit at critical times

*Record credit card transactions in the same way that you record checks written

Credit Healthy. com -- 125 University Avenue, Suite 100 -- Palo Alto CA 94301

Phone 650-566-9600 -- Fax 650-651-1555